Call reports 2012
INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. — 2012
What INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 64,418,000 | 66,276,000 | 72,750,000 | 72,166,000 |
| Total loans | 30,769,000 | 29,031,000 | 26,822,000 | 24,734,000 |
| Allowance for loan losses | 621,000 | 696,000 | 671,000 | 671,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,192,000 | 53,748,000 | 60,001,000 | 59,245,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 52,192,000 | 53,748,000 | 60,001,000 | 59,245,000 |
| Equity capital | 11,268,000 | 11,428,000 | 11,565,000 | 11,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 751,000 | 1,104,000 | 1,408,000 |
| Interest expense | 2,000 | 0 | 7,000 | 24,000 |
| Net interest income | 387,000 | 751,000 | 1,097,000 | 1,384,000 |
| Noninterest income | 1,142,000 | 2,262,000 | 3,386,000 | 4,493,000 |
| Noninterest expense | 1,109,000 | 2,259,000 | 3,471,000 | 4,548,000 |
| Provision for loan losses | 155,000 | 230,000 | 260,000 | 260,000 |
| Pretax income | 265,000 | 524,000 | 752,000 | 1,069,000 |
| Income tax | 99,000 | 198,000 | 289,000 | 405,000 |
| Net income | 166,000 | 326,000 | 463,000 | 664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,268,000 | 11,428,000 | 11,565,000 | 11,766,000 |
| Total capital | 11,699,000 | 11,842,000 | 11,950,000 | 12,134,000 |
| Risk-weighted assets | 34,266,000 | 32,808,000 | 30,484,000 | 29,149,000 |