Call reports 2011
INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. — 2011
What INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 57,344,000 | 80,971,000 | 70,579,000 | 69,927,000 |
| Total loans | 34,810,000 | 34,026,000 | 31,769,000 | 32,036,000 |
| Allowance for loan losses | 1,623,000 | 1,270,000 | 1,270,000 | 465,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,387,000 | 69,677,000 | 58,795,000 | 57,980,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 45,387,000 | 69,677,000 | 58,795,000 | 57,980,000 |
| Equity capital | 10,564,000 | 10,683,000 | 10,866,000 | 11,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 886,000 | 1,343,000 | 1,757,000 |
| Interest expense | 0 | 0 | 38,000 | 45,000 |
| Net interest income | 451,000 | 886,000 | 1,305,000 | 1,712,000 |
| Noninterest income | 1,049,000 | 2,129,000 | 3,260,000 | 4,404,000 |
| Noninterest expense | 1,142,000 | 2,375,000 | 3,630,000 | 4,865,000 |
| Provision for loan losses | 135,000 | 225,000 | 225,000 | 270,000 |
| Pretax income | 223,000 | 415,000 | 710,000 | 981,000 |
| Income tax | 85,000 | 157,000 | 270,000 | 304,000 |
| Net income | 138,000 | 258,000 | 440,000 | 677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,564,000 | 10,683,000 | 10,866,000 | 11,102,000 |
| Total capital | 11,058,000 | 11,197,000 | 11,331,000 | 11,556,000 |
| Risk-weighted assets | 38,416,000 | 40,355,000 | 36,413,000 | 36,340,000 |