Call reports 2010
INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. — 2010
What INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 67,470,000 | 63,711,000 | 58,423,000 | 60,193,000 |
| Total loans | 38,951,000 | 37,068,000 | 38,498,000 | 36,705,000 |
| Allowance for loan losses | 991,000 | 1,184,000 | 1,289,000 | 1,486,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,046,000 | 52,357,000 | 41,810,000 | 47,879,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 49,046,000 | 52,357,000 | 41,810,000 | 47,879,000 |
| Equity capital | 9,888,000 | 10,067,000 | 10,260,000 | 10,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 484,000 | 1,050,000 | 1,548,000 | 2,045,000 |
| Interest expense | 3,000 | 6,000 | 7,000 | 11,000 |
| Net interest income | 481,000 | 1,044,000 | 1,541,000 | 2,034,000 |
| Noninterest income | 965,000 | 2,052,000 | 3,193,000 | 4,358,000 |
| Noninterest expense | 1,142,000 | 2,314,000 | 3,490,000 | 4,584,000 |
| Provision for loan losses | 112,000 | 305,000 | 453,000 | 750,000 |
| Pretax income | 192,000 | 477,000 | 791,000 | 1,058,000 |
| Income tax | 73,000 | 179,000 | 300,000 | 402,000 |
| Net income | 119,000 | 298,000 | 491,000 | 656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,888,000 | 10,067,000 | 10,260,000 | 10,425,000 |
| Total capital | 10,420,000 | 10,576,000 | 10,789,000 | 10,934,000 |
| Risk-weighted assets | 42,071,000 | 40,080,000 | 41,547,000 | 39,759,000 |