Call reports 2009
INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. — 2009
What INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 59,328,000 | 56,922,000 | 59,373,000 | 52,418,000 |
| Total loans | 44,003,000 | 41,623,000 | 40,672,000 | 39,983,000 |
| Allowance for loan losses | 672,000 | 832,000 | 944,000 | 879,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,063,000 | 22,381,000 | 22,514,000 | 29,518,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 19,063,000 | 22,381,000 | 22,514,000 | 29,518,000 |
| Equity capital | 9,216,000 | 9,383,000 | 9,541,000 | 9,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 605,000 | 1,087,000 | 1,602,000 | 2,124,000 |
| Interest expense | 26,000 | 44,000 | 62,000 | 57,000 |
| Net interest income | 579,000 | 1,043,000 | 1,540,000 | 2,067,000 |
| Noninterest income | 994,000 | 2,064,000 | 3,106,000 | 4,106,000 |
| Noninterest expense | 1,080,000 | 2,185,000 | 3,356,000 | 4,536,000 |
| Provision for loan losses | 180,000 | 340,000 | 452,000 | 512,000 |
| Pretax income | 313,000 | 582,000 | 838,000 | 1,125,000 |
| Income tax | 122,000 | 224,000 | 322,000 | 381,000 |
| Net income | 191,000 | 358,000 | 516,000 | 744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,216,000 | 9,383,000 | 9,541,000 | 9,769,000 |
| Total capital | 9,813,000 | 9,945,000 | 10,094,000 | 10,310,000 |
| Risk-weighted assets | 47,697,000 | 44,727,000 | 43,877,000 | 42,928,000 |