Call reports 2002
INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. — 2002
What INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,162,000 | 47,323,000 | 39,049,000 | 46,713,000 |
| Total loans | 29,909,000 | 24,886,000 | 26,808,000 | 16,416,000 |
| Allowance for loan losses | 316,000 | 324,000 | 366,000 | 377,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,583,000 | 32,367,000 | 28,144,000 | 41,141,000 |
| Interest-bearing deposits | 350,000 | 260,000 | 260,000 | 260,000 |
| Noninterest-bearing deposits | 30,233,000 | 32,107,000 | 27,884,000 | 40,882,000 |
| Equity capital | 4,788,000 | 4,913,000 | 5,054,000 | 5,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 889,000 | 1,387,000 | 1,855,000 |
| Interest expense | 48,000 | 114,000 | 183,000 | 232,000 |
| Net interest income | 379,000 | 775,000 | 1,204,000 | 1,623,000 |
| Noninterest income | 833,000 | 1,707,000 | 2,580,000 | 3,507,000 |
| Noninterest expense | 974,000 | 2,026,000 | 3,041,000 | 4,112,000 |
| Provision for loan losses | 22,000 | 30,000 | 72,000 | 83,000 |
| Pretax income | 216,000 | 426,000 | 671,000 | 935,000 |
| Income tax | 84,000 | 169,000 | 273,000 | 385,000 |
| Net income | 132,000 | 257,000 | 398,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,788,000 | 4,913,000 | 5,054,000 | 5,207,000 |
| Total capital | 5,104,000 | 5,237,000 | 5,420,000 | 5,458,000 |
| Risk-weighted assets | 32,513,000 | 26,991,000 | 30,126,000 | 19,964,000 |