Call reports 2001
INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. — 2001
What INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,056,000 | 39,256,000 | 43,289,000 | 33,852,000 |
| Total loans | 23,600,000 | 23,142,000 | 23,866,000 | 13,213,000 |
| Allowance for loan losses | 276,000 | 282,000 | 288,000 | 294,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,706,000 | 25,696,000 | 27,688,000 | 28,875,000 |
| Interest-bearing deposits | 282,000 | 782,000 | 350,000 | 350,000 |
| Noninterest-bearing deposits | 26,424,000 | 24,914,000 | 27,338,000 | 28,525,000 |
| Equity capital | 4,331,000 | 4,438,000 | 4,540,000 | 4,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 932,000 | 1,377,000 | 1,790,000 |
| Interest expense | 164,000 | 299,000 | 400,000 | 471,000 |
| Net interest income | 319,000 | 633,000 | 977,000 | 1,319,000 |
| Noninterest income | 696,000 | 1,472,000 | 2,258,000 | 3,136,000 |
| Noninterest expense | 849,000 | 1,755,000 | 2,704,000 | 3,730,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 160,000 | 338,000 | 513,000 | 701,000 |
| Income tax | 63,000 | 134,000 | 207,000 | 279,000 |
| Net income | 97,000 | 204,000 | 306,000 | 422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,331,000 | 4,438,000 | 4,540,000 | 4,656,000 |
| Total capital | 4,607,000 | 4,720,000 | 4,828,000 | 4,881,000 |
| Risk-weighted assets | 26,158,000 | 25,230,000 | 26,289,000 | 17,905,000 |