Call reports 2025
CHARLES SCHWAB PREMIER BANK, SSB — 2025
What CHARLES SCHWAB PREMIER BANK, SSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 25,262,000,000 | 24,433,000,000 | 25,134,000,000 | 27,022,000,000 |
| Total loans | 1,758,000,000 | 2,303,000,000 | 2,862,000,000 | 3,487,000,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 4,725,000,000 | 4,269,000,000 | 4,108,000,000 | 5,188,000,000 |
| Securities held to maturity | 15,829,000,000 | 15,417,000,000 | 15,004,000,000 | 14,648,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,876,000,000 | 22,183,000,000 | 22,742,000,000 | 25,005,000,000 |
| Interest-bearing deposits | 22,876,000,000 | 22,183,000,000 | 22,742,000,000 | 25,005,000,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,334,000,000 | 2,227,000,000 | 2,163,000,000 | 1,995,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 145,000,000 | 293,000,000 | 439,000,000 | 598,000,000 |
| Interest expense | 11,000,000 | 17,000,000 | 21,000,000 | 23,000,000 |
| Net interest income | 134,000,000 | 276,000,000 | 418,000,000 | 575,000,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 21,000,000 | 43,000,000 | 65,000,000 | 88,000,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 113,000,000 | 233,000,000 | 353,000,000 | 487,000,000 |
| Income tax | 26,000,000 | 51,000,000 | 78,000,000 | 111,000,000 |
| Net income | 87,000,000 | 182,000,000 | 275,000,000 | 376,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,625,000,000 | 3,430,000,000 | 3,293,000,000 | 3,049,000,000 |
| Total capital | 3,625,000,000 | 3,430,000,000 | 3,293,000,000 | 3,049,000,000 |
| Risk-weighted assets | 5,878,000,000 | 6,295,000,000 | 6,723,000,000 | 7,260,000,000 |