Call reports 2024
CHARLES SCHWAB PREMIER BANK, SSB — 2024
What CHARLES SCHWAB PREMIER BANK, SSB reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 26,033,000,000 | 25,492,000,000 | 25,776,000,000 | 26,472,000,000 |
| Total loans | 651,000,000 | 823,000,000 | 1,022,000,000 | 1,254,000,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 6,299,000,000 | 6,134,000,000 | 5,823,000,000 | 5,348,000,000 |
| Securities held to maturity | 17,383,000,000 | 16,978,000,000 | 16,594,000,000 | 16,241,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,056,000,000 | 20,197,000,000 | 21,486,000,000 | 24,087,000,000 |
| Interest-bearing deposits | 22,056,000,000 | 20,197,000,000 | 21,486,000,000 | 24,087,000,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,715,000,000 | 1,848,000,000 | 2,040,000,000 | 2,159,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 156,000,000 | 309,000,000 | 462,000,000 | 611,000,000 |
| Interest expense | 60,000,000 | 124,000,000 | 194,000,000 | 229,000,000 |
| Net interest income | 96,000,000 | 185,000,000 | 268,000,000 | 382,000,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 20,000,000 | 40,000,000 | 61,000,000 | 82,000,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000,000 | 144,000,000 | 206,000,000 | 299,000,000 |
| Income tax | 18,000,000 | 34,000,000 | 48,000,000 | 70,000,000 |
| Net income | 57,000,000 | 110,000,000 | 158,000,000 | 229,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,366,000,000 | 3,419,000,000 | 3,467,000,000 | 3,538,000,000 |
| Total capital | 3,366,000,000 | 3,419,000,000 | 3,467,000,000 | 3,538,000,000 |
| Risk-weighted assets | 6,008,000,000 | 6,068,000,000 | 5,952,000,000 | 5,906,000,000 |