Call reports 2023
CHARLES SCHWAB PREMIER BANK, SSB — 2023
What CHARLES SCHWAB PREMIER BANK, SSB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 32,140,000,000 | 29,936,000,000 | 27,620,000,000 | 27,748,000,000 |
| Total loans | 296,000,000 | 356,000,000 | 446,000,000 | 549,000,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 8,796,000,000 | 7,857,000,000 | 6,862,000,000 | 6,670,000,000 |
| Securities held to maturity | 18,960,000,000 | 18,554,000,000 | 18,144,000,000 | 17,780,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,813,000,000 | 21,769,000,000 | 20,380,000,000 | 23,315,000,000 |
| Interest-bearing deposits | 22,813,000,000 | 21,769,000,000 | 20,380,000,000 | 23,315,000,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 831,000,000 | 1,282,000,000 | 1,377,000,000 | 1,571,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 166,000,000 | 351,000,000 | 516,000,000 | 680,000,000 |
| Interest expense | 100,000,000 | 226,000,000 | 330,000,000 | 413,000,000 |
| Net interest income | 66,000,000 | 125,000,000 | 186,000,000 | 267,000,000 |
| Noninterest income | 0 | 0 | 0 | 1,000,000 |
| Noninterest expense | 43,000,000 | 63,000,000 | 86,000,000 | 108,000,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000,000 | 57,000,000 | 93,000,000 | 153,000,000 |
| Income tax | 4,000,000 | 13,000,000 | 21,000,000 | 39,000,000 |
| Net income | 14,000,000 | 44,000,000 | 72,000,000 | 114,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,834,000,000 | 3,239,000,000 | 3,267,000,000 | 3,309,000,000 |
| Total capital | 2,834,000,000 | 3,239,000,000 | 3,267,000,000 | 3,309,000,000 |
| Risk-weighted assets | 7,334,000,000 | 7,068,000,000 | 6,843,000,000 | 6,088,000,000 |