Call reports 2022
CHARLES SCHWAB PREMIER BANK, SSB — 2022
What CHARLES SCHWAB PREMIER BANK, SSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 40,705,000,000 | 39,630,000,000 | 33,497,000,000 | 31,498,000,000 |
| Total loans | 4,000,000 | 87,000,000 | 199,000,000 | 257,000,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 25,225,000,000 | 25,050,000,000 | 22,214,000,000 | 9,675,000,000 |
| Securities held to maturity | 8,976,000,000 | 8,473,000,000 | 8,157,000,000 | 19,355,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,765,000,000 | 38,089,000,000 | 32,658,000,000 | 28,332,000,000 |
| Interest-bearing deposits | 38,765,000,000 | 38,089,000,000 | 32,658,000,000 | 28,332,000,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,892,000,000 | 1,492,000,000 | 797,000,000 | 317,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 123,000,000 | 268,000,000 | 430,000,000 | 596,000,000 |
| Interest expense | 1,000,000 | 3,000,000 | 22,000,000 | 67,000,000 |
| Net interest income | 122,000,000 | 265,000,000 | 408,000,000 | 529,000,000 |
| Noninterest income | 0 | 0 | 1,000,000 | 1,000,000 |
| Noninterest expense | 35,000,000 | 74,000,000 | 113,000,000 | 155,000,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000,000 | 192,000,000 | 295,000,000 | 371,000,000 |
| Income tax | 20,000,000 | 45,000,000 | 69,000,000 | 85,000,000 |
| Net income | 67,000,000 | 147,000,000 | 226,000,000 | 286,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,891,000,000 | 2,971,000,000 | 2,960,000,000 | 2,470,000,000 |
| Total capital | 2,891,000,000 | 2,971,000,000 | 2,960,000,000 | 2,470,000,000 |
| Risk-weighted assets | 8,178,000,000 | 8,595,000,000 | 8,012,000,000 | 7,691,000,000 |