Call reports 2020
CHARLES SCHWAB PREMIER BANK, SSB — 2020
What CHARLES SCHWAB PREMIER BANK, SSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 22,375,000,000 | 25,989,000,000 | 28,309,000,000 | 31,550,000,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 19,301,000,000 | 23,864,000,000 | 26,259,000,000 | 29,314,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,559,000,000 | 23,939,000,000 | 26,061,000,000 | 29,176,000,000 |
| Interest-bearing deposits | 20,559,000,000 | 23,939,000,000 | 26,061,000,000 | 29,176,000,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,469,000,000 | 1,833,000,000 | 2,040,000,000 | 2,167,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 95,000,000 | 197,000,000 | 300,000,000 | 403,000,000 |
| Interest expense | 3,000,000 | 3,000,000 | 4,000,000 | 5,000,000 |
| Net interest income | 92,000,000 | 194,000,000 | 296,000,000 | 398,000,000 |
| Noninterest income | 0 | 0 | 1,000,000 | 1,000,000 |
| Noninterest expense | 19,000,000 | 42,000,000 | 68,000,000 | 94,000,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 73,000,000 | 152,000,000 | 229,000,000 | 306,000,000 |
| Income tax | 17,000,000 | 35,000,000 | 52,000,000 | 73,000,000 |
| Net income | 56,000,000 | 117,000,000 | 177,000,000 | 233,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,055,000,000 | 1,300,000,000 | 1,470,000,000 | 1,621,000,000 |
| Total capital | 1,055,000,000 | 1,300,000,000 | 1,470,000,000 | 1,621,000,000 |
| Risk-weighted assets | 4,141,000,000 | 4,954,000,000 | 5,183,000,000 | 5,542,000,000 |