Call reports 2016
CHARLES SCHWAB PREMIER BANK, SSB — 2016
What CHARLES SCHWAB PREMIER BANK, SSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 254,070,000 | 239,941,000 | 237,296,000 | 311,294,000 |
| Total loans | 51,600,000 | 52,237,000 | 53,386,000 | 67,177,000 |
| Allowance for loan losses | 1,302,000 | 1,300,000 | 1,300,000 | 1,300,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,000 | 5,000 | 5,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,017,000 | 125,107,000 | 144,674,000 | 159,730,000 |
| Interest-bearing deposits | 53,843,000 | 54,008,000 | 54,574,000 | 54,331,000 |
| Noninterest-bearing deposits | 72,174,000 | 71,099,000 | 90,100,000 | 105,399,000 |
| Equity capital | 23,748,000 | 24,888,000 | 26,221,000 | 69,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,170,000 | 4,270,000 | 7,619,000 | 10,143,000 |
| Interest expense | 221,000 | 491,000 | 840,000 | 1,111,000 |
| Net interest income | 1,949,000 | 3,779,000 | 6,779,000 | 9,032,000 |
| Noninterest income | 75,598,000 | 160,494,000 | 256,128,000 | 361,356,000 |
| Noninterest expense | 30,688,000 | 65,291,000 | 98,742,000 | 131,298,000 |
| Provision for loan losses | 135,000 | 352,000 | 580,000 | 851,000 |
| Pretax income | 46,724,000 | 98,630,000 | 163,585,000 | 238,239,000 |
| Income tax | 17,524,000 | 37,305,000 | 61,941,000 | 59,928,000 |
| Net income | 29,200,000 | 61,325,000 | 101,644,000 | 178,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,740,000 | 27,866,000 | 29,184,000 | 72,851,000 |
| Total capital | 28,057,000 | 29,181,000 | 30,499,000 | 74,166,000 |
| Risk-weighted assets | 117,051,000 | 123,263,000 | 127,239,000 | 169,990,000 |