Call reports 2015
CHARLES SCHWAB PREMIER BANK, SSB — 2015
What CHARLES SCHWAB PREMIER BANK, SSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 210,192,000 | 292,841,000 | 340,543,000 | 264,771,000 |
| Total loans | 128,652,000 | 127,298,000 | 127,480,000 | 63,729,000 |
| Allowance for loan losses | 3,302,000 | 3,052,000 | 2,000 | 1,302,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 105,000 | 5,000 | 5,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,537,000 | 115,008,000 | 141,223,000 | 158,782,000 |
| Interest-bearing deposits | 17,850,000 | 26,779,000 | 51,926,000 | 53,670,000 |
| Noninterest-bearing deposits | 17,687,000 | 88,229,000 | 89,297,000 | 105,112,000 |
| Equity capital | 109,580,000 | 116,277,000 | 123,140,000 | 39,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,153,000 | 8,224,000 | 12,498,000 | 14,665,000 |
| Interest expense | 46,000 | 103,000 | 249,000 | 446,000 |
| Net interest income | 4,107,000 | 8,121,000 | 12,249,000 | 14,219,000 |
| Noninterest income | 69,247,000 | 148,557,000 | 238,054,000 | 431,019,000 |
| Noninterest expense | 32,341,000 | 63,738,000 | 97,223,000 | 129,412,000 |
| Provision for loan losses | 622,000 | 1,148,000 | -1,406,000 | -33,000 |
| Pretax income | 40,391,000 | 91,792,000 | 154,486,000 | 315,859,000 |
| Income tax | 15,363,000 | 35,067,000 | 59,200,000 | 120,103,000 |
| Net income | 25,028,000 | 56,725,000 | 95,286,000 | 195,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,580,000 | 116,277,000 | 123,140,000 | 39,040,000 |
| Total capital | 111,743,000 | 118,379,000 | 123,208,000 | 40,357,000 |
| Risk-weighted assets | 171,907,000 | 167,144,000 | 180,057,000 | 117,880,000 |