Call reports 2014
CHARLES SCHWAB PREMIER BANK, SSB — 2014
What CHARLES SCHWAB PREMIER BANK, SSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 223,702,000 | 223,872,000 | 233,320,000 | 249,717,000 |
| Total loans | 130,239,000 | 130,714,000 | 131,460,000 | 148,516,000 |
| Allowance for loan losses | 4,402,000 | 4,402,000 | 3,652,000 | 3,352,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 106,000 | 105,000 | 105,000 | 105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,557,000 | 54,166,000 | 51,406,000 | 47,188,000 |
| Interest-bearing deposits | 40,423,000 | 39,848,000 | 35,712,000 | 19,811,000 |
| Noninterest-bearing deposits | 16,134,000 | 14,318,000 | 15,694,000 | 27,377,000 |
| Equity capital | 107,889,000 | 113,679,000 | 120,533,000 | 125,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,197,000 | 8,315,000 | 12,621,000 | 16,818,000 |
| Interest expense | 74,000 | 149,000 | 222,000 | 286,000 |
| Net interest income | 4,123,000 | 8,166,000 | 12,399,000 | 16,532,000 |
| Noninterest income | 64,238,000 | 137,455,000 | 221,332,000 | 314,826,000 |
| Noninterest expense | 30,331,000 | 59,944,000 | 90,216,000 | 120,642,000 |
| Provision for loan losses | 706,000 | 1,287,000 | 1,031,000 | 1,384,000 |
| Pretax income | 37,324,000 | 84,390,000 | 142,484,000 | 209,332,000 |
| Income tax | 14,018,000 | 31,994,000 | 54,134,000 | 79,563,000 |
| Net income | 23,306,000 | 52,396,000 | 88,350,000 | 129,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,889,000 | 113,679,000 | 120,533,000 | 125,952,000 |
| Total capital | 110,060,000 | 115,812,000 | 122,709,000 | 128,356,000 |
| Risk-weighted assets | 171,344,000 | 168,255,000 | 172,557,000 | 191,312,000 |