Call reports 2012
CHARLES SCHWAB PREMIER BANK, SSB — 2012
What CHARLES SCHWAB PREMIER BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 262,489,000 | 261,180,000 | 305,119,000 | 244,407,000 |
| Total loans | 132,324,000 | 131,269,000 | 131,979,000 | 149,090,000 |
| Allowance for loan losses | 7,114,000 | 7,112,000 | 6,202,000 | 5,702,000 |
| Securities available for sale | 0 | 0 | 1,000,000 | 0 |
| Securities held to maturity | 6,000 | 6,000 | 6,000 | 106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,947,000 | 75,118,000 | 88,863,000 | 58,706,000 |
| Interest-bearing deposits | 39,521,000 | 40,671,000 | 40,129,000 | 40,782,000 |
| Noninterest-bearing deposits | 40,426,000 | 34,447,000 | 48,734,000 | 17,924,000 |
| Equity capital | 106,354,000 | 108,446,000 | 114,411,000 | 120,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,595,000 | 9,012,000 | 13,576,000 | 18,153,000 |
| Interest expense | 157,000 | 321,000 | 491,000 | 661,000 |
| Net interest income | 4,438,000 | 8,691,000 | 13,085,000 | 17,492,000 |
| Noninterest income | 58,279,000 | 122,290,000 | 196,505,000 | 278,983,000 |
| Noninterest expense | 26,856,000 | 58,839,000 | 88,790,000 | 117,250,000 |
| Provision for loan losses | 1,021,000 | 2,637,000 | 3,133,000 | 3,922,000 |
| Pretax income | 34,840,000 | 69,505,000 | 117,667,000 | 175,303,000 |
| Income tax | 12,990,000 | 23,712,000 | 41,970,000 | 63,503,000 |
| Net income | 21,850,000 | 45,793,000 | 75,697,000 | 111,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,354,000 | 108,446,000 | 114,411,000 | 120,614,000 |
| Total capital | 108,694,000 | 110,730,000 | 116,980,000 | 123,005,000 |
| Risk-weighted assets | 182,449,000 | 177,893,000 | 201,874,000 | 187,942,000 |