Call reports 2025
FIRST NATIONS BANK — 2025
What FIRST NATIONS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 542,790,000 | 549,707,000 | 525,106,000 | 540,445,000 |
| Total loans | 443,438,000 | 451,079,000 | 439,093,000 | 437,788,000 |
| Allowance for loan losses | 7,789,000 | 7,789,000 | 7,789,000 | 7,789,000 |
| Securities available for sale | 17,933,000 | 16,335,000 | 16,425,000 | 29,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,032,000 | 458,414,000 | 435,404,000 | 441,749,000 |
| Interest-bearing deposits | 381,660,000 | 390,190,000 | 368,693,000 | 371,901,000 |
| Noninterest-bearing deposits | 67,372,000 | 68,224,000 | 66,711,000 | 69,848,000 |
| Equity capital | 67,845,000 | 69,142,000 | 70,626,000 | 72,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,451,000 | 15,209,000 | 23,179,000 | 30,903,000 |
| Interest expense | 3,582,000 | 7,212,000 | 10,832,000 | 14,210,000 |
| Net interest income | 3,869,000 | 7,997,000 | 12,347,000 | 16,693,000 |
| Noninterest income | 74,000 | 129,000 | 199,000 | 266,000 |
| Noninterest expense | 2,254,000 | 4,434,000 | 6,628,000 | 8,645,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,689,000 | 3,692,000 | 5,918,000 | 8,314,000 |
| Income tax | 466,000 | 1,024,000 | 1,646,000 | 2,309,000 |
| Net income | 1,223,000 | 2,668,000 | 4,272,000 | 6,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,748,000 | 69,059,000 | 70,530,000 | 72,263,000 |
| Total capital | 73,207,000 | 74,619,000 | 75,926,000 | 77,652,000 |
| Risk-weighted assets | 434,400,000 | 442,541,000 | 429,271,000 | 428,700,000 |