Call reports 2023
FIRST NATIONS BANK — 2023
What FIRST NATIONS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 502,114,000 | 508,851,000 | 516,042,000 | 508,221,000 |
| Total loans | 419,279,000 | 410,596,000 | 413,527,000 | 417,996,000 |
| Allowance for loan losses | 7,787,000 | 7,787,000 | 7,787,000 | 7,787,000 |
| Securities available for sale | 17,362,000 | 17,455,000 | 25,384,000 | 17,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,443,000 | 398,072,000 | 404,642,000 | 395,987,000 |
| Interest-bearing deposits | 340,399,000 | 331,038,000 | 337,851,000 | 333,226,000 |
| Noninterest-bearing deposits | 67,043,000 | 67,034,000 | 66,791,000 | 62,761,000 |
| Equity capital | 59,501,000 | 60,810,000 | 61,811,000 | 62,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,105,000 | 12,804,000 | 19,506,000 | 26,505,000 |
| Interest expense | 1,737,000 | 4,459,000 | 7,718,000 | 11,326,000 |
| Net interest income | 4,368,000 | 8,345,000 | 11,788,000 | 15,179,000 |
| Noninterest income | 54,000 | 139,000 | 197,000 | 267,000 |
| Noninterest expense | 2,034,000 | 4,075,000 | 6,099,000 | 7,866,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 2,288,000 | 4,309,000 | 5,786,000 | 7,480,000 |
| Income tax | 650,000 | 1,218,000 | 1,630,000 | 2,101,000 |
| Net income | 1,638,000 | 3,091,000 | 4,156,000 | 5,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,723,000 | 61,023,000 | 61,935,000 | 63,006,000 |
| Total capital | 64,867,000 | 66,074,000 | 67,045,000 | 68,195,000 |
| Risk-weighted assets | 408,900,000 | 401,372,000 | 406,132,000 | 412,485,000 |