Call reports 2022
FIRST NATIONS BANK — 2022
What FIRST NATIONS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 497,726,000 | 485,202,000 | 482,020,000 | 488,345,000 |
| Total loans | 328,092,000 | 371,286,000 | 394,579,000 | 410,929,000 |
| Allowance for loan losses | 6,678,000 | 6,678,000 | 6,680,000 | 7,704,000 |
| Securities available for sale | 9,712,000 | 9,634,000 | 9,404,000 | 9,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,572,000 | 416,403,000 | 411,307,000 | 416,603,000 |
| Interest-bearing deposits | 340,005,000 | 332,337,000 | 333,579,000 | 343,180,000 |
| Noninterest-bearing deposits | 89,567,000 | 84,066,000 | 77,728,000 | 73,423,000 |
| Equity capital | 53,978,000 | 55,068,000 | 56,621,000 | 57,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,715,000 | 7,842,000 | 12,842,000 | 18,756,000 |
| Interest expense | 564,000 | 1,137,000 | 1,816,000 | 3,085,000 |
| Net interest income | 3,151,000 | 6,705,000 | 11,026,000 | 15,671,000 |
| Noninterest income | 82,000 | 161,000 | 241,000 | 337,000 |
| Noninterest expense | 1,880,000 | 3,717,000 | 5,558,000 | 7,288,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,025,000 |
| Pretax income | 1,353,000 | 3,149,000 | 5,709,000 | 7,695,000 |
| Income tax | 384,000 | 895,000 | 1,623,000 | 2,188,000 |
| Net income | 969,000 | 2,254,000 | 4,086,000 | 5,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,087,000 | 55,232,000 | 56,944,000 | 58,232,000 |
| Total capital | 58,125,000 | 59,825,000 | 61,818,000 | 63,321,000 |
| Risk-weighted assets | 320,432,000 | 365,445,000 | 388,080,000 | 404,507,000 |