Call reports 2021
FIRST NATIONS BANK — 2021
What FIRST NATIONS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 438,932,000 | 482,932,000 | 484,056,000 | 484,194,000 |
| Total loans | 319,980,000 | 311,824,000 | 320,817,000 | 309,992,000 |
| Allowance for loan losses | 6,139,000 | 6,374,000 | 6,378,000 | 6,678,000 |
| Securities available for sale | 5,154,000 | 2,154,000 | 2,155,000 | 11,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,885,000 | 412,129,000 | 413,285,000 | 417,244,000 |
| Interest-bearing deposits | 300,860,000 | 331,190,000 | 333,746,000 | 334,205,000 |
| Noninterest-bearing deposits | 65,025,000 | 80,939,000 | 79,539,000 | 83,039,000 |
| Equity capital | 50,289,000 | 50,959,000 | 51,816,000 | 53,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,734,000 | 7,333,000 | 10,933,000 | 14,609,000 |
| Interest expense | 674,000 | 1,304,000 | 1,945,000 | 2,517,000 |
| Net interest income | 3,060,000 | 6,029,000 | 8,988,000 | 12,092,000 |
| Noninterest income | 47,000 | 113,000 | 180,000 | 344,000 |
| Noninterest expense | 1,938,000 | 3,745,000 | 5,522,000 | 7,037,000 |
| Provision for loan losses | 175,000 | 400,000 | 400,000 | 140,000 |
| Pretax income | 994,000 | 1,997,000 | 3,246,000 | 5,259,000 |
| Income tax | 283,000 | 569,000 | 925,000 | 1,498,000 |
| Net income | 711,000 | 1,428,000 | 2,321,000 | 3,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,195,000 | 50,865,000 | 51,722,000 | 53,148,000 |
| Total capital | 54,050,000 | 54,689,000 | 55,686,000 | 57,020,000 |
| Risk-weighted assets | 306,090,000 | 303,334,000 | 314,685,000 | 306,981,000 |