Call reports 2020
FIRST NATIONS BANK — 2020
What FIRST NATIONS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 376,763,000 | 389,637,000 | 408,552,000 | 418,768,000 |
| Total loans | 312,033,000 | 310,986,000 | 316,560,000 | 319,846,000 |
| Allowance for loan losses | 7,371,000 | 6,751,000 | 6,764,000 | 6,766,000 |
| Securities available for sale | 8,989,000 | 8,689,000 | 9,107,000 | 4,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,177,000 | 314,974,000 | 333,578,000 | 345,113,000 |
| Interest-bearing deposits | 258,181,000 | 249,586,000 | 274,924,000 | 287,090,000 |
| Noninterest-bearing deposits | 48,996,000 | 65,389,000 | 58,654,000 | 58,023,000 |
| Equity capital | 49,101,000 | 49,665,000 | 50,483,000 | 51,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,872,000 | 7,487,000 | 11,201,000 | 14,960,000 |
| Interest expense | 1,210,000 | 2,184,000 | 3,004,000 | 3,730,000 |
| Net interest income | 2,662,000 | 5,303,000 | 8,197,000 | 11,230,000 |
| Noninterest income | 64,000 | 106,000 | 153,000 | 208,000 |
| Noninterest expense | 1,726,000 | 3,455,000 | 5,091,000 | 6,606,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,000,000 | 1,954,000 | 3,259,000 | 4,832,000 |
| Income tax | 283,000 | 554,000 | 926,000 | 1,374,000 |
| Net income | 717,000 | 1,400,000 | 2,333,000 | 3,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,000,000 | 49,568,000 | 50,388,000 | 51,399,000 |
| Total capital | 52,794,000 | 53,353,000 | 54,233,000 | 55,273,000 |
| Risk-weighted assets | 299,933,000 | 299,727,000 | 304,679,000 | 306,997,000 |