Call reports 2019
FIRST NATIONS BANK — 2019
What FIRST NATIONS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 351,759,000 | 347,797,000 | 358,961,000 | 370,552,000 |
| Total loans | 293,693,000 | 302,576,000 | 301,707,000 | 301,470,000 |
| Allowance for loan losses | 7,564,000 | 7,373,000 | 7,358,000 | 7,360,000 |
| Securities available for sale | 10,037,000 | 10,102,000 | 11,739,000 | 8,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,512,000 | 280,272,000 | 288,506,000 | 301,909,000 |
| Interest-bearing deposits | 244,595,000 | 235,735,000 | 245,173,000 | 252,999,000 |
| Noninterest-bearing deposits | 41,917,000 | 44,538,000 | 43,333,000 | 48,910,000 |
| Equity capital | 45,636,000 | 46,466,000 | 47,293,000 | 48,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,839,000 | 7,787,000 | 11,803,000 | 15,835,000 |
| Interest expense | 1,005,000 | 2,154,000 | 3,377,000 | 4,647,000 |
| Net interest income | 2,834,000 | 5,633,000 | 8,426,000 | 11,188,000 |
| Noninterest income | 86,000 | 203,000 | 283,000 | 363,000 |
| Noninterest expense | 1,666,000 | 3,277,000 | 4,836,000 | 5,834,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,254,000 | 2,559,000 | 3,873,000 | 5,717,000 |
| Income tax | 353,000 | 721,000 | 1,091,000 | 1,638,000 |
| Net income | 901,000 | 1,838,000 | 2,782,000 | 4,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,541,000 | 46,366,000 | 47,199,000 | 48,385,000 |
| Total capital | 49,057,000 | 50,018,000 | 50,858,000 | 52,059,000 |
| Risk-weighted assets | 277,207,000 | 288,514,000 | 288,990,000 | 290,265,000 |