Call reports 2016
FIRST NATIONS BANK — 2016
What FIRST NATIONS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 324,223,000 | 330,147,000 | 320,945,000 | 323,319,000 |
| Total loans | 268,305,000 | 259,268,000 | 265,809,000 | 274,346,000 |
| Allowance for loan losses | 9,125,000 | 8,990,000 | 8,985,000 | 8,966,000 |
| Securities available for sale | 24,926,000 | 27,874,000 | 24,813,000 | 24,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,237,000 | 262,120,000 | 254,837,000 | 257,002,000 |
| Interest-bearing deposits | 225,565,000 | 227,091,000 | 220,317,000 | 222,976,000 |
| Noninterest-bearing deposits | 33,672,000 | 35,029,000 | 34,520,000 | 34,025,000 |
| Equity capital | 36,527,000 | 37,197,000 | 38,037,000 | 38,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,154,000 | 6,256,000 | 9,355,000 | 12,449,000 |
| Interest expense | 458,000 | 942,000 | 1,439,000 | 1,929,000 |
| Net interest income | 2,696,000 | 5,314,000 | 7,916,000 | 10,520,000 |
| Noninterest income | 73,000 | 155,000 | 294,000 | 355,000 |
| Noninterest expense | 1,369,000 | 2,689,000 | 4,029,000 | 5,202,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,400,000 | 2,780,000 | 4,181,000 | 5,673,000 |
| Income tax | 544,000 | 1,082,000 | 1,628,000 | 2,209,000 |
| Net income | 856,000 | 1,698,000 | 2,553,000 | 3,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,413,000 | 37,083,000 | 37,938,000 | 38,734,000 |
| Total capital | 39,765,000 | 40,335,000 | 41,206,000 | 42,097,000 |
| Risk-weighted assets | 262,277,000 | 254,434,000 | 255,683,000 | 263,466,000 |