Call reports 2015
FIRST NATIONS BANK — 2015
What FIRST NATIONS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 309,254,000 | 308,214,000 | 310,309,000 | 321,998,000 |
| Total loans | 259,162,000 | 262,804,000 | 266,889,000 | 270,042,000 |
| Allowance for loan losses | 8,807,000 | 8,820,000 | 9,302,000 | 9,359,000 |
| Securities available for sale | 22,818,000 | 21,230,000 | 23,178,000 | 24,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,412,000 | 246,433,000 | 249,275,000 | 255,893,000 |
| Interest-bearing deposits | 212,163,000 | 215,242,000 | 216,600,000 | 222,368,000 |
| Noninterest-bearing deposits | 34,250,000 | 31,191,000 | 32,675,000 | 33,525,000 |
| Equity capital | 40,225,000 | 37,441,000 | 38,255,000 | 39,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,008,000 | 6,081,000 | 9,266,000 | 12,542,000 |
| Interest expense | 393,000 | 810,000 | 1,251,000 | 1,699,000 |
| Net interest income | 2,615,000 | 5,271,000 | 8,015,000 | 10,843,000 |
| Noninterest income | 67,000 | 131,000 | 210,000 | 281,000 |
| Noninterest expense | 1,351,000 | 2,713,000 | 4,021,000 | 5,255,000 |
| Provision for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Pretax income | 1,201,000 | 2,559,000 | 4,074,000 | 5,739,000 |
| Income tax | 473,000 | 1,003,000 | 1,595,000 | 2,245,000 |
| Net income | 728,000 | 1,556,000 | 2,479,000 | 3,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,099,000 | 37,327,000 | 38,130,000 | 39,025,000 |
| Total capital | 43,134,000 | 40,391,000 | 41,512,000 | 42,403,000 |
| Risk-weighted assets | 261,290,000 | 263,631,000 | 264,677,000 | 264,246,000 |