Call reports 2014
FIRST NATIONS BANK — 2014
What FIRST NATIONS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 298,245,000 | 304,615,000 | 304,144,000 | 299,287,000 |
| Total loans | 236,684,000 | 242,092,000 | 249,422,000 | 249,726,000 |
| Allowance for loan losses | 9,859,000 | 10,137,000 | 10,331,000 | 8,709,000 |
| Securities available for sale | 26,459,000 | 23,537,000 | 22,923,000 | 22,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,128,000 | 251,253,000 | 249,848,000 | 244,710,000 |
| Interest-bearing deposits | 217,281,000 | 219,710,000 | 218,795,000 | 213,601,000 |
| Noninterest-bearing deposits | 24,847,000 | 31,543,000 | 31,053,000 | 31,110,000 |
| Equity capital | 37,828,000 | 38,355,000 | 39,000,000 | 39,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,927,000 | 5,991,000 | 9,063,000 | 12,032,000 |
| Interest expense | 402,000 | 806,000 | 1,225,000 | 1,627,000 |
| Net interest income | 2,525,000 | 5,185,000 | 7,838,000 | 10,405,000 |
| Noninterest income | 117,000 | 333,000 | 449,000 | 520,000 |
| Noninterest expense | 1,283,000 | 2,605,000 | 3,903,000 | 5,055,000 |
| Provision for loan losses | 605,000 | 1,038,000 | 1,232,000 | 1,363,000 |
| Pretax income | 754,000 | 1,875,000 | 3,152,000 | 4,507,000 |
| Income tax | 303,000 | 754,000 | 1,268,000 | 1,812,000 |
| Net income | 451,000 | 1,121,000 | 1,884,000 | 2,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,653,000 | 38,173,000 | 38,836,000 | 39,508,000 |
| Total capital | 40,432,000 | 41,054,000 | 41,803,000 | 42,399,000 |
| Risk-weighted assets | 239,635,000 | 247,818,000 | 254,753,000 | 249,971,000 |