Call reports 2013
FIRST NATIONS BANK — 2013
What FIRST NATIONS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 298,400,000 | 306,346,000 | 302,493,000 | 302,403,000 |
| Total loans | 229,186,000 | 234,018,000 | 236,729,000 | 236,373,000 |
| Allowance for loan losses | 9,309,000 | 9,834,000 | 10,066,000 | 9,633,000 |
| Securities available for sale | 26,150,000 | 26,100,000 | 26,585,000 | 26,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,314,000 | 250,617,000 | 243,873,000 | 246,077,000 |
| Interest-bearing deposits | 226,175,000 | 222,147,000 | 215,999,000 | 219,384,000 |
| Noninterest-bearing deposits | 23,140,000 | 28,470,000 | 27,874,000 | 26,693,000 |
| Equity capital | 36,678,000 | 36,966,000 | 37,217,000 | 37,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,158,000 | 6,293,000 | 9,324,000 | 12,428,000 |
| Interest expense | 440,000 | 852,000 | 1,268,000 | 1,679,000 |
| Net interest income | 2,718,000 | 5,441,000 | 8,056,000 | 10,749,000 |
| Noninterest income | 101,000 | 193,000 | 284,000 | 458,000 |
| Noninterest expense | 1,245,000 | 2,454,000 | 3,670,000 | 4,828,000 |
| Provision for loan losses | 830,000 | 1,676,000 | 2,407,000 | 3,281,000 |
| Pretax income | 744,000 | 1,504,000 | 2,263,000 | 3,098,000 |
| Income tax | 303,000 | 606,000 | 909,000 | 1,246,000 |
| Net income | 441,000 | 898,000 | 1,354,000 | 1,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,461,000 | 36,766,000 | 37,068,000 | 37,418,000 |
| Total capital | 39,204,000 | 39,573,000 | 39,867,000 | 40,215,000 |
| Risk-weighted assets | 236,930,000 | 242,237,000 | 241,800,000 | 241,513,000 |