Call reports 2012
FIRST NATIONS BANK — 2012
What FIRST NATIONS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 278,548,000 | 265,794,000 | 272,897,000 | 302,336,000 |
| Total loans | 215,790,000 | 218,011,000 | 221,779,000 | 231,433,000 |
| Allowance for loan losses | 6,905,000 | 7,615,000 | 8,417,000 | 9,000,000 |
| Securities available for sale | 27,273,000 | 27,046,000 | 26,312,000 | 26,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,414,000 | 222,198,000 | 225,669,000 | 254,493,000 |
| Interest-bearing deposits | 205,959,000 | 196,163,000 | 199,904,000 | 229,523,000 |
| Noninterest-bearing deposits | 26,456,000 | 26,035,000 | 25,765,000 | 24,970,000 |
| Equity capital | 35,203,000 | 35,393,000 | 35,777,000 | 36,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,168,000 | 6,362,000 | 9,601,000 | 12,826,000 |
| Interest expense | 500,000 | 924,000 | 1,329,000 | 1,773,000 |
| Net interest income | 2,668,000 | 5,438,000 | 8,272,000 | 11,053,000 |
| Noninterest income | 87,000 | 183,000 | 281,000 | 372,000 |
| Noninterest expense | 1,355,000 | 2,613,000 | 3,898,000 | 5,093,000 |
| Provision for loan losses | 755,000 | 1,561,000 | 2,363,000 | 3,113,000 |
| Pretax income | 645,000 | 1,447,000 | 2,292,000 | 3,219,000 |
| Income tax | 260,000 | 579,000 | 918,000 | 1,290,000 |
| Net income | 385,000 | 868,000 | 1,374,000 | 1,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,120,000 | 35,356,000 | 35,615,000 | 36,169,000 |
| Total capital | 37,704,000 | 37,937,000 | 38,225,000 | 38,923,000 |
| Risk-weighted assets | 224,915,000 | 224,811,000 | 226,417,000 | 237,357,000 |