Call reports 2010
FIRST NATIONS BANK — 2010
What FIRST NATIONS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 292,164,000 | 292,022,000 | 288,709,000 | 289,155,000 |
| Total loans | 225,346,000 | 224,855,000 | 223,023,000 | 218,447,000 |
| Allowance for loan losses | 3,994,000 | 3,213,000 | 3,972,000 | 5,133,000 |
| Securities available for sale | 35,178,000 | 31,903,000 | 35,463,000 | 34,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,935,000 | 237,324,000 | 243,451,000 | 243,522,000 |
| Interest-bearing deposits | 216,008,000 | 214,263,000 | 219,371,000 | 220,908,000 |
| Noninterest-bearing deposits | 22,926,000 | 23,061,000 | 24,080,000 | 22,614,000 |
| Equity capital | 26,481,000 | 26,700,000 | 27,139,000 | 27,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,685,000 | 7,302,000 | 10,977,000 | 14,586,000 |
| Interest expense | 1,035,000 | 1,954,000 | 2,817,000 | 3,645,000 |
| Net interest income | 2,650,000 | 5,348,000 | 8,160,000 | 10,941,000 |
| Noninterest income | 100,000 | 219,000 | 363,000 | 439,000 |
| Noninterest expense | 1,173,000 | 2,326,000 | 3,506,000 | 4,693,000 |
| Provision for loan losses | 352,000 | 1,322,000 | 2,114,000 | 3,316,000 |
| Pretax income | 1,225,000 | 1,919,000 | 2,903,000 | 3,371,000 |
| Income tax | 469,000 | 731,000 | 1,109,000 | 1,289,000 |
| Net income | 756,000 | 1,188,000 | 1,794,000 | 2,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,243,000 | 26,455,000 | 26,842,000 | 26,912,000 |
| Total capital | 28,863,000 | 29,057,000 | 29,413,000 | 29,467,000 |
| Risk-weighted assets | 227,853,000 | 228,572,000 | 228,557,000 | 223,295,000 |