Call reports 2009
FIRST NATIONS BANK — 2009
What FIRST NATIONS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 240,896,000 | 257,016,000 | 274,672,000 | 283,612,000 |
| Total loans | 194,522,000 | 196,603,000 | 221,231,000 | 224,980,000 |
| Allowance for loan losses | 1,903,000 | 1,975,000 | 2,087,000 | 3,642,000 |
| Securities available for sale | 17,452,000 | 21,891,000 | 25,178,000 | 26,760,000 |
| Securities held to maturity | 7,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,068,000 | 211,857,000 | 221,002,000 | 225,600,000 |
| Interest-bearing deposits | 171,373,000 | 187,168,000 | 195,231,000 | 204,023,000 |
| Noninterest-bearing deposits | 25,694,000 | 24,690,000 | 25,770,000 | 21,577,000 |
| Equity capital | 20,569,000 | 21,133,000 | 22,877,000 | 25,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,135,000 | 6,304,000 | 9,793,000 | 13,530,000 |
| Interest expense | 1,367,000 | 2,619,000 | 3,869,000 | 5,082,000 |
| Net interest income | 1,768,000 | 3,685,000 | 5,924,000 | 8,448,000 |
| Noninterest income | 136,000 | 248,000 | 388,000 | 536,000 |
| Noninterest expense | 1,205,000 | 2,311,000 | 3,446,000 | 4,297,000 |
| Provision for loan losses | 92,000 | 165,000 | 277,000 | 1,832,000 |
| Pretax income | 607,000 | 1,457,000 | 2,589,000 | 2,855,000 |
| Income tax | 230,000 | 556,000 | 989,000 | 1,085,000 |
| Net income | 377,000 | 901,000 | 1,600,000 | 1,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,667,000 | 21,054,000 | 22,619,000 | 25,653,000 |
| Total capital | 22,355,000 | 22,809,000 | 24,473,000 | 28,245,000 |
| Risk-weighted assets | 197,276,000 | 202,378,000 | 223,162,000 | 226,699,000 |