Call reports 2007
FIRST NATIONS BANK — 2007
What FIRST NATIONS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 202,877,000 | 199,713,000 | 205,805,000 | 206,992,000 |
| Total loans | 175,102,000 | 167,090,000 | 175,388,000 | 181,944,000 |
| Allowance for loan losses | 1,874,000 | 1,896,000 | 1,896,000 | 1,909,000 |
| Securities available for sale | 7,542,000 | 7,172,000 | 6,888,000 | 6,748,000 |
| Securities held to maturity | 14,000 | 13,000 | 12,000 | 11,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,578,000 | 168,411,000 | 169,233,000 | 167,567,000 |
| Interest-bearing deposits | 150,327,000 | 142,572,000 | 146,003,000 | 146,190,000 |
| Noninterest-bearing deposits | 22,250,000 | 25,838,000 | 23,231,000 | 21,376,000 |
| Equity capital | 17,653,000 | 17,996,000 | 18,438,000 | 18,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,396,000 | 6,811,000 | 10,210,000 | 13,566,000 |
| Interest expense | 1,695,000 | 3,436,000 | 5,250,000 | 7,046,000 |
| Net interest income | 1,701,000 | 3,375,000 | 4,960,000 | 6,520,000 |
| Noninterest income | 111,000 | 250,000 | 399,000 | 555,000 |
| Noninterest expense | 1,053,000 | 2,094,000 | 3,132,000 | 4,027,000 |
| Provision for loan losses | 66,000 | 88,000 | 88,000 | 88,000 |
| Pretax income | 693,000 | 1,443,000 | 2,139,000 | 2,960,000 |
| Income tax | 265,000 | 552,000 | 819,000 | 1,134,000 |
| Net income | 428,000 | 891,000 | 1,320,000 | 1,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,727,000 | 18,120,000 | 18,480,000 | 18,916,000 |
| Total capital | 19,469,000 | 19,895,000 | 20,254,000 | 20,666,000 |
| Risk-weighted assets | 165,682,000 | 159,630,000 | 165,962,000 | 172,325,000 |