Call reports 2006
FIRST NATIONS BANK — 2006
What FIRST NATIONS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 189,703,000 | 192,801,000 | 189,078,000 | 200,318,000 |
| Total loans | 154,262,000 | 155,972,000 | 160,371,000 | 172,753,000 |
| Allowance for loan losses | 1,610,000 | 1,676,000 | 1,742,000 | 1,808,000 |
| Securities available for sale | 10,583,000 | 9,399,000 | 9,352,000 | 7,798,000 |
| Securities held to maturity | 17,000 | 16,000 | 15,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,763,000 | 164,304,000 | 161,522,000 | 172,033,000 |
| Interest-bearing deposits | 138,982,000 | 140,390,000 | 139,059,000 | 146,394,000 |
| Noninterest-bearing deposits | 22,780,000 | 23,915,000 | 22,462,000 | 25,640,000 |
| Equity capital | 15,852,000 | 16,189,000 | 16,722,000 | 17,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,820,000 | 5,902,000 | 9,069,000 | 12,378,000 |
| Interest expense | 1,128,000 | 2,514,000 | 4,012,000 | 5,643,000 |
| Net interest income | 1,692,000 | 3,388,000 | 5,057,000 | 6,735,000 |
| Noninterest income | 112,000 | 223,000 | 340,000 | 477,000 |
| Noninterest expense | 990,000 | 1,983,000 | 2,948,000 | 3,724,000 |
| Provision for loan losses | 66,000 | 132,000 | 198,000 | 264,000 |
| Pretax income | 748,000 | 1,496,000 | 2,251,000 | 3,224,000 |
| Income tax | 286,000 | 572,000 | 860,000 | 1,234,000 |
| Net income | 462,000 | 924,000 | 1,391,000 | 1,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,049,000 | 16,442,000 | 16,838,000 | 17,368,000 |
| Total capital | 17,547,000 | 18,006,000 | 18,466,000 | 19,062,000 |
| Risk-weighted assets | 147,285,000 | 149,558,000 | 152,396,000 | 163,292,000 |