Call reports 2005
FIRST NATIONS BANK — 2005
What FIRST NATIONS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 163,384,000 | 167,367,000 | 183,910,000 | 182,598,000 |
| Total loans | 129,075,000 | 135,397,000 | 152,100,000 | 153,540,000 |
| Allowance for loan losses | 1,482,000 | 1,548,000 | 1,505,000 | 1,544,000 |
| Securities available for sale | 12,253,000 | 12,057,000 | 11,526,000 | 10,950,000 |
| Securities held to maturity | 19,000 | 19,000 | 18,000 | 17,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,365,000 | 144,899,000 | 160,292,000 | 159,269,000 |
| Interest-bearing deposits | 120,657,000 | 121,983,000 | 135,674,000 | 135,937,000 |
| Noninterest-bearing deposits | 20,708,000 | 22,916,000 | 24,618,000 | 23,333,000 |
| Equity capital | 14,067,000 | 14,563,000 | 14,977,000 | 15,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,253,000 | 4,618,000 | 7,225,000 | 10,075,000 |
| Interest expense | 700,000 | 1,457,000 | 2,389,000 | 3,434,000 |
| Net interest income | 1,553,000 | 3,161,000 | 4,836,000 | 6,641,000 |
| Noninterest income | 108,000 | 216,000 | 339,000 | 469,000 |
| Noninterest expense | 972,000 | 1,988,000 | 2,991,000 | 3,801,000 |
| Provision for loan losses | 66,000 | 132,000 | 168,000 | 204,000 |
| Pretax income | 623,000 | 1,257,000 | 2,016,000 | 3,105,000 |
| Income tax | 239,000 | 410,000 | 656,000 | 1,046,000 |
| Net income | 384,000 | 847,000 | 1,360,000 | 2,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,243,000 | 14,632,000 | 15,100,000 | 15,657,000 |
| Total capital | 15,625,000 | 16,078,000 | 16,496,000 | 17,089,000 |
| Risk-weighted assets | 122,145,000 | 126,988,000 | 142,491,000 | 143,700,000 |