Call reports 2004
FIRST NATIONS BANK — 2004
What FIRST NATIONS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 147,929,000 | 152,986,000 | 164,101,000 | 163,232,000 |
| Total loans | 112,694,000 | 119,425,000 | 127,393,000 | 133,078,000 |
| Allowance for loan losses | 1,234,000 | 1,297,000 | 1,362,000 | 1,416,000 |
| Securities available for sale | 17,019,000 | 17,468,000 | 13,235,000 | 12,779,000 |
| Securities held to maturity | 21,000 | 21,000 | 20,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,044,000 | 133,160,000 | 141,418,000 | 141,495,000 |
| Interest-bearing deposits | 107,780,000 | 113,412,000 | 118,442,000 | 120,247,000 |
| Noninterest-bearing deposits | 20,263,000 | 19,748,000 | 22,976,000 | 21,248,000 |
| Equity capital | 11,919,000 | 11,733,000 | 12,295,000 | 13,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,823,000 | 3,795,000 | 5,835,000 | 8,057,000 |
| Interest expense | 558,000 | 1,154,000 | 1,791,000 | 2,473,000 |
| Net interest income | 1,265,000 | 2,641,000 | 4,044,000 | 5,584,000 |
| Noninterest income | 96,000 | 195,000 | 313,000 | 436,000 |
| Noninterest expense | 919,000 | 1,853,000 | 2,764,000 | 3,519,000 |
| Provision for loan losses | 66,000 | 132,000 | 198,000 | 264,000 |
| Pretax income | 438,000 | 850,000 | 1,420,000 | 2,263,000 |
| Income tax | 158,000 | 311,000 | 525,000 | 709,000 |
| Net income | 280,000 | 539,000 | 895,000 | 1,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,918,000 | 12,076,000 | 12,329,000 | 13,963,000 |
| Total capital | 13,052,000 | 13,273,000 | 13,591,000 | 15,279,000 |
| Risk-weighted assets | 114,203,000 | 117,933,000 | 126,791,000 | 128,403,000 |