Call reports 2003
FIRST NATIONS BANK — 2003
What FIRST NATIONS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 130,856,000 | 132,885,000 | 138,670,000 | 141,863,000 |
| Total loans | 103,918,000 | 101,525,000 | 103,472,000 | 109,669,000 |
| Allowance for loan losses | 1,015,000 | 1,065,000 | 1,126,000 | 1,168,000 |
| Securities available for sale | 18,887,000 | 22,198,000 | 17,027,000 | 18,118,000 |
| Securities held to maturity | 654,000 | 629,000 | 963,000 | 33,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,013,000 | 122,114,000 | 122,378,000 | 121,300,000 |
| Interest-bearing deposits | 95,442,000 | 99,587,000 | 100,831,000 | 100,874,000 |
| Noninterest-bearing deposits | 21,571,000 | 22,527,000 | 21,547,000 | 20,426,000 |
| Equity capital | 9,750,000 | 10,107,000 | 9,895,000 | 10,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,903,000 | 3,897,000 | 5,770,000 | 7,633,000 |
| Interest expense | 582,000 | 1,138,000 | 1,685,000 | 2,226,000 |
| Net interest income | 1,321,000 | 2,759,000 | 4,085,000 | 5,407,000 |
| Noninterest income | 101,000 | 205,000 | 323,000 | 425,000 |
| Noninterest expense | 837,000 | 1,656,000 | 2,474,000 | 3,232,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 525,000 | 1,188,000 | 1,240,000 | 1,867,000 |
| Income tax | 202,000 | 475,000 | 509,000 | 767,000 |
| Net income | 323,000 | 713,000 | 731,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,673,000 | 9,972,000 | 9,900,000 | 10,179,000 |
| Total capital | 10,688,000 | 11,037,000 | 11,026,000 | 11,247,000 |
| Risk-weighted assets | 104,756,000 | 103,942,000 | 104,397,000 | 111,101,000 |