Call reports 2002
FIRST NATIONS BANK — 2002
What FIRST NATIONS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 118,163,000 | 117,853,000 | 122,739,000 | 124,251,000 |
| Total loans | 87,057,000 | 89,407,000 | 94,793,000 | 98,767,000 |
| Allowance for loan losses | 877,000 | 922,000 | 967,000 | 998,000 |
| Securities available for sale | 17,408,000 | 9,089,000 | 17,105,000 | 16,553,000 |
| Securities held to maturity | 255,000 | 220,000 | 193,000 | 679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,871,000 | 107,945,000 | 112,715,000 | 113,630,000 |
| Interest-bearing deposits | 90,657,000 | 88,636,000 | 92,498,000 | 95,218,000 |
| Noninterest-bearing deposits | 18,214,000 | 19,309,000 | 20,217,000 | 18,412,000 |
| Equity capital | 8,613,000 | 9,079,000 | 9,284,000 | 9,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,831,000 | 3,741,000 | 5,727,000 | 7,727,000 |
| Interest expense | 767,000 | 1,450,000 | 2,149,000 | 2,785,000 |
| Net interest income | 1,064,000 | 2,291,000 | 3,578,000 | 4,942,000 |
| Noninterest income | 86,000 | 187,000 | 301,000 | 420,000 |
| Noninterest expense | 818,000 | 1,768,000 | 2,603,000 | 3,365,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 287,000 | 654,000 | 1,175,000 | 1,929,000 |
| Income tax | 106,000 | 241,000 | 432,000 | 704,000 |
| Net income | 181,000 | 413,000 | 743,000 | 1,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,758,000 | 8,898,000 | 9,138,000 | 9,440,000 |
| Total capital | 9,635,000 | 9,820,000 | 10,105,000 | 10,438,000 |
| Risk-weighted assets | 90,929,000 | 87,602,000 | 93,268,000 | 97,294,000 |