Call reports 2001
FIRST NATIONAL BANK OF ELMHURST — 2001
What FIRST NATIONAL BANK OF ELMHURST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 166,220,000 | 168,195,000 | 171,172,000 |
| Total loans | 93,913,000 | 96,275,000 | 95,959,000 |
| Allowance for loan losses | 1,211,000 | 1,201,000 | 1,177,000 |
| Securities available for sale | 54,305,000 | 56,487,000 | 60,200,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 151,282,000 | 152,190,000 | 153,180,000 |
| Interest-bearing deposits | 117,393,000 | 116,936,000 | 114,533,000 |
| Noninterest-bearing deposits | 33,889,000 | 35,254,000 | 38,647,000 |
| Equity capital | 13,466,000 | 14,033,000 | 14,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 2,788,000 | 5,532,000 | 8,228,000 |
| Interest expense | 1,341,000 | 2,585,000 | 3,646,000 |
| Net interest income | 1,447,000 | 2,947,000 | 4,582,000 |
| Noninterest income | 256,000 | 566,000 | 921,000 |
| Noninterest expense | 1,004,000 | 2,013,000 | 3,024,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 699,000 | 1,589,000 | 2,569,000 |
| Income tax | 224,000 | 521,000 | 854,000 |
| Net income | 475,000 | 1,068,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 12,877,000 | 13,469,000 | 13,616,000 |
| Total capital | 14,088,000 | 14,670,000 | 14,793,000 |
| Risk-weighted assets | 107,136,000 | 111,703,000 | 112,079,000 |
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