Call reports 2026
BEDFORD LOAN & DEPOSIT BANK — 2026
What BEDFORD LOAN & DEPOSIT BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 119,636,000 | 121,758,000 |
| Total loans | 80,126,000 | 79,654,000 |
| Allowance for loan losses | 1,280,000 | 1,199,000 |
| Securities available for sale | 25,454,000 | 25,343,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 101,722,000 | 103,497,000 |
| Interest-bearing deposits | 69,767,000 | 71,457,000 |
| Noninterest-bearing deposits | 31,955,000 | 32,040,000 |
| Equity capital | 15,465,000 | 15,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,462,000 | 2,996,000 |
| Interest expense | 355,000 | 699,000 |
| Net interest income | 1,107,000 | 2,297,000 |
| Noninterest income | 158,000 | 317,000 |
| Noninterest expense | 954,000 | 1,912,000 |
| Provision for loan losses | 28,000 | 56,000 |
| Pretax income | 283,000 | 646,000 |
| Income tax | 54,000 | 127,000 |
| Net income | 229,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 17,672,000 | 17,905,000 |
| Total capital | 18,591,000 | 18,827,000 |
| Risk-weighted assets | 73,203,000 | 73,476,000 |