Call report 2025Q3
BEDFORD LOAN & DEPOSIT BANK — 2025Q3
The 22 measures BEDFORD LOAN & DEPOSIT BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,596,000 | USD | evidence → |
| Total loans | 78,878,000 | USD | evidence → |
| Allowance for loan losses | 1,233,000 | USD | evidence → |
| Securities available for sale | 26,306,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 98,446,000 | USD | evidence → |
| Interest-bearing deposits | 68,015,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,431,000 | USD | evidence → |
| Equity capital | 15,415,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,291,000 | USD | evidence → |
| Interest expense | 1,191,000 | USD | evidence → |
| Net interest income | 3,100,000 | USD | evidence → |
| Noninterest income | 493,000 | USD | evidence → |
| Noninterest expense | 2,619,000 | USD | evidence → |
| Provision for loan losses | 81,000 | USD | evidence → |
| Pretax income | 893,000 | USD | evidence → |
| Income tax | 165,000 | USD | evidence → |
| Net income | 728,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,591,000 | USD | evidence → |
| Total capital | 18,506,000 | USD | evidence → |
| Risk-weighted assets | 72,898,000 | USD | evidence → |