Call report 2015Q4
BEDFORD LOAN & DEPOSIT BANK — 2015Q4
The 22 measures BEDFORD LOAN & DEPOSIT BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,188,000 | USD | evidence → |
| Total loans | 46,873,000 | USD | evidence → |
| Allowance for loan losses | 813,000 | USD | evidence → |
| Securities available for sale | 32,058,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,959,000 | USD | evidence → |
| Interest-bearing deposits | 59,261,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,698,000 | USD | evidence → |
| Equity capital | 12,191,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,329,000 | USD | evidence → |
| Interest expense | 397,000 | USD | evidence → |
| Net interest income | 2,932,000 | USD | evidence → |
| Noninterest income | 795,000 | USD | evidence → |
| Noninterest expense | 3,244,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 423,000 | USD | evidence → |
| Income tax | -15,000 | USD | evidence → |
| Net income | 438,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,846,000 | USD | evidence → |
| Total capital | 12,432,000 | USD | evidence → |
| Risk-weighted assets | 46,680,000 | USD | evidence → |