Call report 2012Q4
BEDFORD LOAN & DEPOSIT BANK — 2012Q4
The 22 measures BEDFORD LOAN & DEPOSIT BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,055,000 | USD | evidence → |
| Total loans | 49,562,000 | USD | evidence → |
| Allowance for loan losses | 868,000 | USD | evidence → |
| Securities available for sale | 30,683,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,995,000 | USD | evidence → |
| Interest-bearing deposits | 61,179,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,816,000 | USD | evidence → |
| Equity capital | 11,486,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,859,000 | USD | evidence → |
| Interest expense | 754,000 | USD | evidence → |
| Net interest income | 3,105,000 | USD | evidence → |
| Noninterest income | 776,000 | USD | evidence → |
| Noninterest expense | 3,101,000 | USD | evidence → |
| Provision for loan losses | 234,000 | USD | evidence → |
| Pretax income | 546,000 | USD | evidence → |
| Income tax | 54,000 | USD | evidence → |
| Net income | 492,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,798,000 | USD | evidence → |
| Total capital | 11,399,000 | USD | evidence → |
| Risk-weighted assets | 47,843,000 | USD | evidence → |