Call report 2009Q4
BEDFORD LOAN & DEPOSIT BANK — 2009Q4
The 22 measures BEDFORD LOAN & DEPOSIT BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,900,000 | USD | evidence → |
| Total loans | 52,475,000 | USD | evidence → |
| Allowance for loan losses | 723,000 | USD | evidence → |
| Securities available for sale | 18,352,000 | USD | evidence → |
| Securities held to maturity | 190,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,161,000 | USD | evidence → |
| Interest-bearing deposits | 54,673,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,488,000 | USD | evidence → |
| Equity capital | 10,154,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,367,000 | USD | evidence → |
| Interest expense | 1,327,000 | USD | evidence → |
| Net interest income | 3,040,000 | USD | evidence → |
| Noninterest income | 1,009,000 | USD | evidence → |
| Noninterest expense | 3,087,000 | USD | evidence → |
| Provision for loan losses | 255,000 | USD | evidence → |
| Pretax income | 707,000 | USD | evidence → |
| Income tax | 131,000 | USD | evidence → |
| Net income | 576,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,795,000 | USD | evidence → |
| Total capital | 10,402,000 | USD | evidence → |
| Risk-weighted assets | 48,391,000 | USD | evidence → |