Call report 2008Q4
BEDFORD LOAN & DEPOSIT BANK — 2008Q4
The 22 measures BEDFORD LOAN & DEPOSIT BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 75,063,000 | USD | evidence → |
| Total loans | 47,405,000 | USD | evidence → |
| Allowance for loan losses | 667,000 | USD | evidence → |
| Securities available for sale | 18,512,000 | USD | evidence → |
| Securities held to maturity | 580,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 63,527,000 | USD | evidence → |
| Interest-bearing deposits | 54,955,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,572,000 | USD | evidence → |
| Equity capital | 9,467,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,619,000 | USD | evidence → |
| Interest expense | 1,826,000 | USD | evidence → |
| Net interest income | 2,793,000 | USD | evidence → |
| Noninterest income | 978,000 | USD | evidence → |
| Noninterest expense | 2,773,000 | USD | evidence → |
| Provision for loan losses | 36,000 | USD | evidence → |
| Pretax income | 962,000 | USD | evidence → |
| Income tax | 241,000 | USD | evidence → |
| Net income | 721,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,376,000 | USD | evidence → |
| Total capital | 9,918,000 | USD | evidence → |
| Risk-weighted assets | 43,254,000 | USD | evidence → |