Call report 2005Q2
BEDFORD LOAN & DEPOSIT BANK — 2005Q2
The 22 measures BEDFORD LOAN & DEPOSIT BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 66,180,000 | USD | evidence → |
| Total loans | 43,337,000 | USD | evidence → |
| Allowance for loan losses | 593,000 | USD | evidence → |
| Securities available for sale | 14,780,000 | USD | evidence → |
| Securities held to maturity | 889,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 56,160,000 | USD | evidence → |
| Interest-bearing deposits | 47,897,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,263,000 | USD | evidence → |
| Equity capital | 7,888,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,864,000 | USD | evidence → |
| Interest expense | 552,000 | USD | evidence → |
| Net interest income | 1,312,000 | USD | evidence → |
| Noninterest income | 391,000 | USD | evidence → |
| Noninterest expense | 1,282,000 | USD | evidence → |
| Provision for loan losses | 74,000 | USD | evidence → |
| Pretax income | 347,000 | USD | evidence → |
| Income tax | 94,000 | USD | evidence → |
| Net income | 253,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,901,000 | USD | evidence → |
| Total capital | 8,400,000 | USD | evidence → |
| Risk-weighted assets | 39,822,000 | USD | evidence → |