Call report 2002Q4
BEDFORD LOAN & DEPOSIT BANK — 2002Q4
The 22 measures BEDFORD LOAN & DEPOSIT BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 61,925,000 | USD | evidence → |
| Total loans | 36,246,000 | USD | evidence → |
| Allowance for loan losses | 475,000 | USD | evidence → |
| Securities available for sale | 12,275,000 | USD | evidence → |
| Securities held to maturity | 5,192,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 51,726,000 | USD | evidence → |
| Interest-bearing deposits | 45,010,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,716,000 | USD | evidence → |
| Equity capital | 7,834,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,532,000 | USD | evidence → |
| Interest expense | 1,477,000 | USD | evidence → |
| Net interest income | 2,055,000 | USD | evidence → |
| Noninterest income | 484,000 | USD | evidence → |
| Noninterest expense | 1,953,000 | USD | evidence → |
| Provision for loan losses | 61,000 | USD | evidence → |
| Pretax income | 545,000 | USD | evidence → |
| Income tax | 129,000 | USD | evidence → |
| Net income | 416,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,643,000 | USD | evidence → |
| Total capital | 8,044,000 | USD | evidence → |
| Risk-weighted assets | 32,006,000 | USD | evidence → |