Call reports 2012
AFFINITY BANK OF PENNSYLVANIA — 2012
What AFFINITY BANK OF PENNSYLVANIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 176,284,000 | 174,391,000 | 170,772,000 | 174,717,000 |
| Total loans | 91,737,000 | 87,427,000 | 84,439,000 | 79,553,000 |
| Allowance for loan losses | 1,208,000 | 1,282,000 | 1,280,000 | 1,132,000 |
| Securities available for sale | 74,552,000 | 73,875,000 | 74,994,000 | 75,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,768,000 | 148,470,000 | 144,783,000 | 148,823,000 |
| Interest-bearing deposits | 139,919,000 | 138,018,000 | 135,636,000 | 137,878,000 |
| Noninterest-bearing deposits | 10,849,000 | 10,452,000 | 9,147,000 | 10,945,000 |
| Equity capital | 12,176,000 | 12,549,000 | 12,569,000 | 12,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,756,000 | 3,413,000 | 4,999,000 | 6,602,000 |
| Interest expense | 474,000 | 918,000 | 1,362,000 | 1,794,000 |
| Net interest income | 1,282,000 | 2,495,000 | 3,637,000 | 4,808,000 |
| Noninterest income | 46,000 | 100,000 | 158,000 | 220,000 |
| Noninterest expense | 1,413,000 | 2,590,000 | 3,826,000 | 5,141,000 |
| Provision for loan losses | 50,000 | 115,000 | 155,000 | 190,000 |
| Pretax income | -135,000 | -110,000 | -186,000 | -303,000 |
| Income tax | -5,000 | -20,000 | -20,000 | -20,000 |
| Net income | -130,000 | -90,000 | -166,000 | -283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,434,000 | 11,510,000 | 11,443,000 | 11,337,000 |
| Total capital | 12,597,000 | 12,627,000 | 12,515,000 | 12,380,000 |
| Risk-weighted assets | 93,017,000 | 89,183,000 | 85,452,000 | 83,309,000 |