Call reports 2011
AFFINITY BANK OF PENNSYLVANIA — 2011
What AFFINITY BANK OF PENNSYLVANIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 173,358,000 | 171,941,000 | 179,649,000 | 177,646,000 |
| Total loans | 93,077,000 | 92,303,000 | 90,345,000 | 92,122,000 |
| Allowance for loan losses | 1,453,000 | 1,444,000 | 1,661,000 | 1,179,000 |
| Securities available for sale | 70,063,000 | 62,213,000 | 75,989,000 | 78,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,424,000 | 146,465,000 | 153,882,000 | 151,804,000 |
| Interest-bearing deposits | 141,175,000 | 135,284,000 | 142,872,000 | 142,879,000 |
| Noninterest-bearing deposits | 7,249,000 | 11,181,000 | 11,010,000 | 8,925,000 |
| Equity capital | 11,589,000 | 12,130,000 | 12,367,000 | 12,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,761,000 | 3,532,000 | 5,255,000 | 7,002,000 |
| Interest expense | 557,000 | 1,067,000 | 1,579,000 | 2,072,000 |
| Net interest income | 1,204,000 | 2,465,000 | 3,676,000 | 4,930,000 |
| Noninterest income | 45,000 | 112,000 | 158,000 | 208,000 |
| Noninterest expense | 1,180,000 | 2,343,000 | 3,498,000 | 4,623,000 |
| Provision for loan losses | 105,000 | 235,000 | 480,000 | 560,000 |
| Pretax income | -36,000 | -1,000 | -144,000 | 27,000 |
| Income tax | -6,000 | -13,000 | -31,000 | -32,000 |
| Net income | -30,000 | 12,000 | -113,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,184,000 | 11,481,000 | 11,366,000 | 11,465,000 |
| Total capital | 12,347,000 | 12,628,000 | 12,518,000 | 12,625,000 |
| Risk-weighted assets | 92,926,000 | 91,446,000 | 91,658,000 | 93,298,000 |