Call reports 2010
AFFINITY BANK OF PENNSYLVANIA — 2010
What AFFINITY BANK OF PENNSYLVANIA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 167,714,000 | 167,112,000 | 176,586,000 | 170,322,000 |
| Total loans | 101,403,000 | 97,275,000 | 96,146,000 | 91,978,000 |
| Allowance for loan losses | 1,304,000 | 1,339,000 | 1,347,000 | 1,443,000 |
| Securities available for sale | 54,887,000 | 53,650,000 | 68,695,000 | 72,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,578,000 | 141,599,000 | 150,950,000 | 143,284,000 |
| Interest-bearing deposits | 137,302,000 | 134,907,000 | 144,641,000 | 137,338,000 |
| Noninterest-bearing deposits | 5,276,000 | 6,692,000 | 6,309,000 | 5,946,000 |
| Equity capital | 11,697,000 | 12,082,000 | 12,165,000 | 11,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,965,000 | 3,887,000 | 5,784,000 | 7,577,000 |
| Interest expense | 641,000 | 1,247,000 | 1,870,000 | 2,452,000 |
| Net interest income | 1,324,000 | 2,640,000 | 3,914,000 | 5,125,000 |
| Noninterest income | 47,000 | 94,000 | 154,000 | 215,000 |
| Noninterest expense | 1,179,000 | 2,362,000 | 3,509,000 | 4,650,000 |
| Provision for loan losses | 300,000 | 440,000 | 595,000 | 735,000 |
| Pretax income | 76,000 | 116,000 | 182,000 | 270,000 |
| Income tax | -21,000 | -59,000 | -59,000 | -69,000 |
| Net income | 97,000 | 175,000 | 241,000 | 339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,118,000 | 11,233,000 | 11,310,000 | 11,419,000 |
| Total capital | 12,372,000 | 12,428,000 | 12,507,000 | 12,556,000 |
| Risk-weighted assets | 100,285,000 | 95,424,000 | 95,527,000 | 90,729,000 |