Call reports 2009
AFFINITY BANK OF PENNSYLVANIA — 2009
What AFFINITY BANK OF PENNSYLVANIA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 145,039,000 | 151,220,000 | 158,279,000 | 158,715,000 |
| Total loans | 101,529,000 | 101,201,000 | 101,089,000 | 101,389,000 |
| Allowance for loan losses | 1,117,000 | 1,238,000 | 1,343,000 | 1,463,000 |
| Securities available for sale | 31,853,000 | 29,890,000 | 38,671,000 | 48,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,515,000 | 126,121,000 | 132,834,000 | 133,834,000 |
| Interest-bearing deposits | 114,705,000 | 119,140,000 | 125,444,000 | 128,751,000 |
| Noninterest-bearing deposits | 4,810,000 | 6,981,000 | 7,390,000 | 5,083,000 |
| Equity capital | 11,788,000 | 11,481,000 | 11,825,000 | 11,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,865,000 | 3,718,000 | 5,655,000 | 7,636,000 |
| Interest expense | 835,000 | 1,596,000 | 2,335,000 | 3,034,000 |
| Net interest income | 1,030,000 | 2,122,000 | 3,320,000 | 4,602,000 |
| Noninterest income | 44,000 | 98,000 | 151,000 | 202,000 |
| Noninterest expense | 1,036,000 | 2,095,000 | 3,159,000 | 4,310,000 |
| Provision for loan losses | 190,000 | 425,000 | 530,000 | 760,000 |
| Pretax income | -152,000 | -155,000 | -73,000 | -121,000 |
| Income tax | 0 | 0 | 0 | -55,000 |
| Net income | -152,000 | -155,000 | -73,000 | -66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,860,000 | 10,894,000 | 10,985,000 | 11,004,000 |
| Total capital | 11,977,000 | 12,114,000 | 12,223,000 | 12,264,000 |
| Risk-weighted assets | 95,520,000 | 97,577,000 | 98,962,000 | 100,658,000 |