Call reports 2008
AFFINITY BANK OF PENNSYLVANIA — 2008
What AFFINITY BANK OF PENNSYLVANIA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 113,442,000 | 117,290,000 | 130,139,000 | 134,864,000 |
| Total loans | 88,039,000 | 93,488,000 | 97,950,000 | 101,019,000 |
| Allowance for loan losses | 965,000 | 1,025,000 | 1,080,000 | 1,110,000 |
| Securities available for sale | 20,450,000 | 20,353,000 | 23,228,000 | 26,515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,004,000 | 90,280,000 | 104,754,000 | 109,208,000 |
| Interest-bearing deposits | 81,877,000 | 85,981,000 | 98,451,000 | 104,458,000 |
| Noninterest-bearing deposits | 6,127,000 | 4,299,000 | 6,303,000 | 4,750,000 |
| Equity capital | 11,586,000 | 11,267,000 | 11,493,000 | 11,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,805,000 | 3,559,000 | 5,441,000 | 7,325,000 |
| Interest expense | 904,000 | 1,739,000 | 2,641,000 | 3,512,000 |
| Net interest income | 901,000 | 1,820,000 | 2,800,000 | 3,813,000 |
| Noninterest income | 46,000 | 99,000 | 145,000 | 188,000 |
| Noninterest expense | 871,000 | 1,734,000 | 2,625,000 | 3,667,000 |
| Provision for loan losses | 35,000 | 95,000 | 150,000 | 195,000 |
| Pretax income | 91,000 | 140,000 | 220,000 | 189,000 |
| Income tax | -15,000 | -19,000 | -31,000 | -31,000 |
| Net income | 106,000 | 159,000 | 251,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,868,000 | 10,909,000 | 11,012,000 | 10,992,000 |
| Total capital | 11,833,000 | 11,934,000 | 12,092,000 | 12,102,000 |
| Risk-weighted assets | 82,046,000 | 86,160,000 | 91,158,000 | 92,711,000 |