Call reports 2007

AFFINITY BANK OF PENNSYLVANIA — 2007

Name: AFFINITY BANK OF PENNSYLVANIA — FFIEC call report 2007
Creator: AFFINITY BANK OF PENNSYLVANIA

What AFFINITY BANK OF PENNSYLVANIA reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/89d08053-9192-4ac9-9d42-c9ac2dc73c77/2007

Balance sheet

What the bank holds and owes at quarter end

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Total assets	100,546,000	102,757,000	108,020,000	110,601,000
Total loans	63,871,000	73,525,000	79,769,000	84,741,000
Allowance for loan losses	715,000	805,000	880,000	930,000
Securities available for sale	29,935,000	25,606,000	20,596,000	20,686,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	83,833,000	86,155,000	86,113,000	88,002,000
Interest-bearing deposits	77,273,000	80,196,000	79,333,000	80,439,000
Noninterest-bearing deposits	6,560,000	5,959,000	6,780,000	7,563,000
Equity capital	11,273,000	10,994,000	11,288,000	11,215,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Interest income	1,491,000	3,191,000	4,982,000	6,804,000
Interest expense	760,000	1,604,000	2,484,000	3,389,000
Net interest income	731,000	1,587,000	2,498,000	3,415,000
Noninterest income	29,000	72,000	116,000	162,000
Noninterest expense	782,000	1,574,000	2,383,000	3,618,000
Provision for loan losses	55,000	145,000	220,000	270,000
Pretax income	-77,000	-721,000	-650,000	-972,000
Income tax	0	-233,000	-233,000	-233,000
Net income	-77,000	-488,000	-417,000	-739,000

Basel measures — not reported for every quarter

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Tier 1 capital	11,336,000	10,934,000	11,016,000	10,706,000
Total capital	12,051,000	11,739,000	11,896,000	11,636,000
Risk-weighted assets	66,995,000	73,306,000	77,690,000	79,469,000