Call reports 2006
AFFINITY BANK OF PENNSYLVANIA — 2006
What AFFINITY BANK OF PENNSYLVANIA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 92,201,000 | 94,573,000 | 98,109,000 | 92,720,000 |
| Total loans | 43,751,000 | 52,328,000 | 56,663,000 | 59,298,000 |
| Allowance for loan losses | 535,000 | 600,000 | 640,000 | 660,000 |
| Securities available for sale | 43,385,000 | 37,812,000 | 37,182,000 | 27,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,660,000 | 74,579,000 | 81,487,000 | 81,107,000 |
| Interest-bearing deposits | 71,932,000 | 68,620,000 | 76,055,000 | 75,894,000 |
| Noninterest-bearing deposits | 4,728,000 | 5,959,000 | 5,432,000 | 5,213,000 |
| Equity capital | 11,136,000 | 10,833,000 | 11,187,000 | 11,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,187,000 | 2,501,000 | 3,914,000 | 5,377,000 |
| Interest expense | 587,000 | 1,219,000 | 1,968,000 | 2,748,000 |
| Net interest income | 600,000 | 1,282,000 | 1,946,000 | 2,629,000 |
| Noninterest income | 33,000 | 67,000 | 98,000 | 127,000 |
| Noninterest expense | 750,000 | 1,463,000 | 2,169,000 | 2,845,000 |
| Provision for loan losses | 20,000 | 85,000 | 125,000 | 145,000 |
| Pretax income | -316,000 | -378,000 | -429,000 | -617,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -316,000 | -378,000 | -429,000 | -617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,636,000 | 11,580,000 | 11,532,000 | 11,355,000 |
| Total capital | 12,171,000 | 12,180,000 | 12,172,000 | 12,015,000 |
| Risk-weighted assets | 50,612,000 | 56,860,000 | 60,699,000 | 62,403,000 |